Usage Based Insurance is our newer, smarter and fairer insurance offering for our customers. Whilst traditional auto insurance uses factors such as your age, location and driving experience to calculate your insurance premium, Usage Based Insurance also considers your driving habits and rewards you for safer and smoother driving—with savings on your insurance renewal premiums.
How does it work?
A wide range of our newest Toyota models are fully connected through DCM connectivity. And because your car is fully connected, you are able to challenge yourself to be a safer and better driver, by improving your driving style across four criteria: acceleration, speeding, cornering & braking. After each trip in your Toyota you are given an overall driving score, a rating for each criteria, as well as personalised feedback on which areas you can improve your driving style. It’s this score which is then used to calculate the discount on your insurance renewal premiums*. And the better your score, the more you are able to save.
*your driving score also takes into account other factors such as the time of day and types of road.